Access more small business data, to help you get a more comprehensive view of every customer.

Experian Commercial Acumen gathers alternative data such as Open Banking and management account data and combines it with our credit history data, commercial credit score and adverse financials, generating deep insights into each business. This gives you the information you need to identify the appropriate products and services for each customer. Helping you make better lending decisions, quickly and fairly.

Get the insight you need to make fair and informed decisions. Fast. Offer lifetime support with ongoing financial monitoring and proactive services. Give your customer the tools to track their cash flow, and more.

 

We've got three ways to deliver better services to your small business customers:

 

 

Grow - Makes loan applications quicker and simpler for everybody

 

 

Manage - Helps you build better relationships with your customers

 

 

Support - Reduces risk by helping customers monitor cash flow easily

 

 

 

The more you know, the greater your confidence in your lending decisions.
We can give you access to more small business data, helping you get a more comprehensive view of every customer. Experian Commercial Acumen gathers alternative data such as Open Banking and management account data and combines it with our credit history data, commercial credit score and adverse financials, generating deep insights into each business. This gives you the information you need to identify the appropriate products and services for each customer. Helping you make better lending decisions, quickly and fairly.

The better your lending decisions, the stronger your customer relationships.
Offering the right products at the right time helps you build trust. It also makes it easier to see when it's a good time to upsell or cross-sell, to help your customers grow their business further. But Experian Commercial Acumen is more than data. It's also hugely innovative. It speeds up your application process using digital consent and identity checks. And it presents information back to you through a digital portal in an easy-to-understand format. This fast, frictionless process helps you gain the competitive edge.

The stronger your customer relationships, the more business you'll get and retain.
More data can generate insight on the financial health of a small business, too. When you share these insights with them, it helps them to monitor and track their financial performance, enabling them to make better decisions regarding their own finances, such as whether they can pay a loan off faster or to request a payment holidayyour customers can see whether they have the liquidity to overpay or request a payment holiday. You can work together to proactively manage their financial journey, so they can stay profitable, productive and avoid financial problems that could affect you both later. And you can offer the kind of customer experience that keeps you at the forefront of their minds and one step ahead of the competition.

 

See what Experian can do for you.

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