If you want to quickly fill roles with the right people then you’ve come to the right place. We can give you the software, data and services you need to carry out pre-employment and existing employee background checks to help you to recruit with confidence.
Experian's Affordability Solutions use our machine learning platform, trusso to categorize transactional data which can be used to enhance existing bureau data and improve the accuracy of your affordability decision.
Customers that might previously have been rejected can be assessed using more detailed bank transaction data. Customer’s with thin credit files or who are ‘New to Country’ can have their affordability assessed and reviewed facilitating access to credit.
Data access - delivering bureau data and account transactional data using secure API's, giving you a holistic view of a person's ability to afford credit.
Data aggregation - Verdus, our data aggregation platform, brings together and manages the data exchange between lenders and banks.
Data analysis - Trusso, our automated categorisation engine, takes raw data and in real time splits into income and expenditure categories.
Data supply - Using secure API’s the data is supplied to the lender. Enabling you to offer a seamless personalised customer experience.