Automate your decision making for more streamlined customer onboarding

Set your own credit policies within Decisioning, combining scores, analytics and policies to help you make your credit decisions scalable as you grow.

From the most basic, to the most complex of credit policies, the Decisioning Module gives you the power to make the best decisions for your business.

  • A range of capabilities to match your decisioning requirements
  • Combine automated decisions using Experian and your own data for complete and efficient decisions
  • Suitable for the most basic or complex decision making needs

Decisioning benefits at a glance

  • Gain operational efficiency through automation: with consistent decisions, free of subjectivity you can focus on applications that need more attention
  • Choose the most efficient way to process applications: with variable refer levels and full override with traceability you are in complete control
  • Flexible system with central control: align credit policies and decision rules or create bespoke rules to different products, business areas or offices
  • Our expertise to guide you: we’ll help you identify the right level of Decisioning for your business and help you set up rules for total confidence in making the right strategic decisions
  • Feedback on the performance of the decision process:  a series of management information that updates instantly to show you how your decision process is performing
  • Utilise the efficiencies of automated decisioning by integrating the Decisioning API into your own systems, workflows and websites

Decisioning API - What you get

The Decisioning API gives you a direct connection to our databases. Enabling you to search for a business and make automated credit based decisions. Choose from two options:


Customer journey

Integrate our data

Quickly stream and integrate our comprehensive data into your own systems, workflows, websites and products with our Business Information APIs (Application Programming Interfaces).

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Contact Us

If you are interested in knowing more about BusinessIQ and are an existing customer you can contact your account manager, or ring 0844 4819920 and we will give you all the information you need and a live demonstration.

If you are not an existing customer of Experian then please fill out your details in the form below and one of our credit consultants will phone you back.

"We're now able to combine our experience with insight gained from BusinessIQ to make fast and accurate decisions."
– Jane Hext, CEO, Santia Consulting Ltd

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