You’re busy, we understand. There are probably a thousand things you need to do at home, not to mention that daunting to-do list waiting for you at work.
With all that in mind, it’s understandable if improving your Experian Credit Score is a low priority. However, it doesn’t have to be something to dread or put off. Here are some quick, easy to action tips you can take in your lunch break (if you get one).
Make sure you’re registered on the electoral roll
Are you registered on the electoral roll at your current address? If not, this is an easy win. It’s important to do this as lenders use this information to confirm you are who you say you are. If your home address is different to where you’re registered, or you’re not registered at all, this could harm your credit score.
Make sure your address history is up to date
To get the most accurate Experian Credit Report, doublecheck to make sure your address history is up to date. Your credit report includes credit history information covering the last six years. If you haven’t included these details, your report won’t be completely accurate and your Experian Credit Score could be dragged down.
Check for any incorrect information
Is your credit report accurate? You could boost your score by correcting any errors. If you notice something that doesn’t look right in your Experian Credit Report, you can contact us to raise this.
Stop applying for credit
This option doesn’t take any time, in fact it saves time. If you’ve been shopping around, applying for credit here and there, this could come back to bite you. If you do this and are rejected multiple times, lenders will view this negatively and it could harm your score. If you want an efficient option, you can compare loans, mortgages and credit cards with us. Using these searches will not affect your credit score.
Experian is a credit broker not a lender†