Questions about applying for credit

Is my credit report stopping my wife and mother opening accounts?

Will leaving the EU affect my ability to get a mortgage?

Can changing bank accounts affect my credit score?

How often is my Experian credit report updated?

Can a letting agent see my credit report?

How can I cancel my Experian free trial?

Why can’t the pre-app checker identify me?

Will claiming benefits affect my credit rating?

Why do I keep failing my security check with my bank?

Why has my credit score gone down?

Will voluntary termination of car finance affect my credit score?

How does CreditExpert differ from your statutory £2 report?

Who calculates my credit score?

Why was I refused credit with a good credit score - is my Experian Credit Score different to the scores lenders use?

Does taking out payday loans damage your credit rating?

How do I get a report to include my previous addresses?

Why did I fail energy company’s credit check?

Will past payday loans stop me getting a mortgage?

Are my two addresses impacting my score?

Can I pay to boost my credit rating?

Can a letting agent see my credit report?

Can you help resolve credit rating catch-22?

Can I stop you holding my information?

Can you help me check my Irish credit history?

Can I open a bank account while I’m still bankrupt?

Will clearing my credit card help me get a mortgage?

How long should I wait before resubmitting mortgage application?

How can we correct inaccurate car history listing?

How can I remove my name from your marketing database?

Does transferring a balance from one credit card to another affect your credit score?

Who calculates my credit score and how do search footprints affect it?

How often can you take advantage of the CreditExpert free trial?

Will ordering my credit report lower my score?

How can I build a better credit rating?

How does a statutory report differ from others?

Can you help us with spelling challenge?

Why doesn’t my credit report include a score?

Are employment checks visible to lenders?

Should I encourage my wife to build her own credit history?

Why was I refused credit with a good credit score?

Can you explain basic bank account snub?

Can I get multiple mortgage offers without hurting my credit score?

Is it legal for you to hold my personal financial information?

How can I stop my vulnerable son accessing further credit?

How do we order a credit report by post?

Will Natwest and RBS banking issues affect my credit rating?

Why can’t I get credit?

Does retirement affect credit scoring?

Will insurance quotations hurt my credit rating?

Can you resolve our mortgage rejection puzzle?

Can I get credit despite recent BFPO address?

How do we get brand new house onto credit checks?

Is my name affecting my credit score?

What is an unrecorded enquiry on my credit report?

Do payday loans damage your credit rating?

Did Experian refuse my credit application?

Is my credit report what lenders see?

If I return to the US will I have to build a new credit history?

Will not having a landline telephone hurt my credit score?

Can I put a block on my own credit applications?

Can employment check hurt my credit score?

Will credit card refusal affect my credit rating?

How can I build a credit history in the UK?

Will a missing bank account damage my credit score?

Am I being penalised for a lack of credit history?

Can I check my Experian credit report and score even though my recent previous address is in France?

Have I been refused credit because of my family?

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Your Experian Credit Report

Guidance on what’s affecting your score and how you can improve it

Web monitoring and credit report alerts to help you spot fraud

Dedicated help if you’re a victim of fraud

Support from our UK-based call centre team

Explore our Help Centre

Our credit report centre is full of information on what 's in your credit report and how to improve your credit rating.

Credit Report Help Centre

Find out how to protect yourself from identity fraud and what to do if you're a victim.

Identity fraud explained

Statutory Credit Report

Provides you with a one-off view of your current and past credit history.

Statutory Credit Report