Should I report the death of my wife to you to prevent fraud?

Dear James,

My wife has died. Should I give Experian the details, to prevent her name being used for identity fraud?

Raymond, Crewe

Dear Raymond,

Please accept my condolences on the loss of your wife. It is certainly a good idea to alert Experian and the other credit reference agencies to your wife’s passing. Remarkably, some fraudsters do target the identities of the recently deceased. Although compared to other sorts of fraud it’s not widespread, cases increased by 37.5% last year according to CIFAS – The UK’s fraud Prevention Service. We will check to make sure all her credit agreements have been closed down and also make it clear on our records that she has passed away. For details on how to proceed please read our Bereavement or serious illness guide. Best wishes to you and your family. (April 2012)


Take control of your finances with CreditExpert

Your Experian Credit Report

Guidance on what’s affecting your score and how you can improve it

Web monitoring and credit report alerts to help you spot fraud

Dedicated help if you’re a victim of fraud

Support from our UK-based call centre team

Explore our Help Centre

Our credit report centre is full of information on what 's in your credit report and how to improve your credit rating.

Credit Report Help Centre

Find out how to protect yourself from identity fraud and what to do if you're a victim.

Identity fraud explained

Statutory Credit Report

Provides you with a one-off view of your current and past credit history.

Statutory Credit Report