Do Experian credit reports now include rent information?

Dear James,

Please can you tell me if Experian credit reports now provide details of rent accounts? Thanks.

Lorraine, Cardiff

Dear Lorraine,

I’m pleased to say that Experian credit reports do now include rent payment information, for tenants who have joined our Rental Exchange scheme via their landlord or other relevant intermediary. We launched the Rental Exchange in partnership with the Big Issue Invest with the purpose of helping tenants be properly recognised for meeting their rent payments each month, so they can get a fairer deal.

Today, more than 150 social housing providers, local authorities and letting agents report information into the Rental Exchange. We are also working closely with the winners of the HM Treasury Rent Recognition Challenge, such as Credit Ladder, and other property technology firms within the private rental sector to help give as many tenants as possible the opportunity to self-report their rent payment data.

As well as helping tenants strengthen their credit histories by making their rent payments on time each month, they should also find it easier to pass online identity checks. You can find out more in the Rental Exchange pages of our website. (August 2015, updated October 2018).


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