Resources, Research and Insights
White papers, reports, videos, webinars,
infographics, case studies, events
Managing the regulators in a volatile market - Experian whitepaper
Today’s financial institutions face unprecedented challenges that are forcing them to reconsider many of their established business processes.
The affordability challenge - Experian briefing paper
This briefing paper offers background, information and advice on assessing affordability for UK lenders, who are facing increasing pressure to demonstrate that they are lending responsibly while increasing lending volumes.
Exploiting the Single Customer View to Maximise the Value of Customer Relationships
This briefing paper examines the key issues, drivers and challenges that businesses face in achieving and exploiting a single view of their customers.
Monthly Digest - Opinion on current trends or marketi insights: Are you making the most of stress testing?
There has been increased focus by regulators, in recent years, both at home and abroad, over the vulnerabilities to consumer and commercial lending portfolios from alternative and even more extreme potential outcomes.
Fraud costs. At present the UK’s annual fraud bill is estimated at £73 billion-a-year and rising.
But to tackle it, we think it’s vital to get inside the mind of the fraudster. Understanding the who, the what, when, where and why, is critical in the fight against fraud.
During the course of the last year and notably within the past six months, fraudsters are clearly becoming faster, more flexible and adaptable as they switch from product to product in order to try to cash in on opportunities.
The full scale of Britain’s social housing fraud is not known for certain - but all agree it is a serious problem.
Fraud within commercial lending continues to be a critical challenge for banks and other financial organisations alike with the resulting losses always affecting profitability. But amid the downturn, there is now increased pressure on banks to free up commercial lending funds.
On a day to day basis, organisations make many decisions on implementing new ideas without having anything more than intuition to back them up.
Some may offer war stories of previous experiences but, in more cases than not.
Experian CheetahMail has made a serious commitment to and investment in, social media. We believe that to truly succeed, companies need to entrench social media marketing into their digital and email strategy; utilising the channel to its fullest potential. We believe that this takes its form through acquisition, engagement and analysis.
The increasing volume, velocity and variety of data will soon begin to impact organisations, generating great opportunities to add significant value to businesses if managed correctly.
The Single Euro Payments Area (SEPA) initiative creates a zone in which all euro electronic payments are treated as domestic by removing existing differences between national and pan-European cross-border payments.
SEPA imposes a mandatory duty on banks to switch existing payments applications and databases, in favour of new payment schemes.
Debt collection is no longer considered a cost centre – it has become a front-line profit driver since financial organisations increasingly realised the huge impact its collections operations have on their financial results.
Background checking can be a minefield in recruitment.
Download our free guide 'How to recruit good people without risk'.
As a growing business, it's important to understand the ins and outs of maintaining a healthy cashflow. To give you a helping hand, here's our quick guide to the basics.
Whether you're a new business that needs start-up funding, or a growing company that needs the funds for expansion, credit score can affect the success of your applications. Here's our quick guide to the basics.