Access more small business data, to help you get a more comprehensive view of every customer.
Experian Commercial Acumen gathers alternative data such as Open Banking and management account data and combines it with our credit history data, commercial credit score and adverse financials, generating deep insights into each business. This gives you the information you need to identify the appropriate products and services for each customer. Helping you make better lending decisions, quickly and fairly.
Get the insight you need to make fair and informed decisions. Fast. Offer lifetime support with ongoing financial monitoring and proactive services. Give your customer the tools to track their cash flow, and more.
We've got three ways to deliver better services to your small business customers:
The more you know, the greater your confidence in your lending decisions.
We can give you access to more small business data, helping you get a more comprehensive
view of every customer. Experian Commercial Acumen gathers alternative data such as
Open Banking and management account data and combines it with our credit history data,
commercial credit score and adverse financials, generating deep insights into each
business. This gives you the information you need to identify the appropriate products
and services for each customer. Helping you make better lending decisions, quickly
and fairly.
The better your lending decisions, the stronger your customer relationships.
Offering the right products at the right time helps you build trust. It also makes
it easier to see when it's a good time to upsell or cross-sell, to help your customers
grow their business further. But Experian Commercial Acumen is more than data. It's
also hugely innovative. It speeds up your application process using digital consent
and identity checks. And it presents information back to you through a digital portal
in an easy-to-understand format. This fast, frictionless process helps you gain the
competitive edge.
The stronger your customer relationships, the more business you'll get
and retain.
More data can generate insight on the financial health of
a small business, too. When you share these insights with them, it helps them to monitor
and track their financial performance, enabling them to make better decisions regarding
their own finances, such as whether they can pay a loan off faster or to request a
payment holidayyour customers can see whether they have the liquidity to overpay or
request a payment holiday. You can work together to proactively manage their financial
journey, so they can stay profitable, productive and avoid financial problems that
could affect you both later. And you can offer the kind of customer experience that
keeps you at the forefront of their minds and one step ahead of the competition.
See what Experian can do for you.
Fill in the form below and we'll be in touch with you soon.
View our Privacy Policy for details on use and storage of your personal data.
*Denotes a required field